What Is the Income Limit for Medicaid with Medicare in Arizona?
Understanding the Medicaid limit for Medicare in Arizona is essential if you’re a senior or someone with a disability living on a fixed income. Many Arizonans with Medicare may also qualify for Medicaid programs that provide critical financial assistance. These programs help pay for premiums, co-pays, and even long-term care services.
At Medicare Guidance Center, we help you determine eligibility for programs like AHCCCS and the Medicare Savings Program. The team behind myplancomparison.com is committed to making Medicare simple and accessible for Arizona residents.
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2025 Medicaid Limit for Medicare in Arizona
In 2025, the Medicaid limit Medicare Arizona residents must meet depends on the program type. For those who are enrolled in Medicare and seeking Medicaid help, here are the key income limits:
Arizona Medicare Savings Programs (QMB, SLMB, QI-1):
| Program | Monthly Income Limit (Individual) | Monthly Income Limit (Married Couple) |
|---|---|---|
| QMB | $1,275 | $1,724 |
| SLMB | $1,526 | $2,064 |
| QI-1 | $1,715 | $2,320 |
These amounts are approximate and may vary slightly based on deductions or dependent status.
AHCCCS Full Medicaid (ALTCS or Regular Medicaid):
For full Medicaid through AHCCCS (Arizona Health Care Cost Containment System), the income limit is often around $1,255 per month for an individual, although this may be higher for certain groups or if you qualify for long-term care.
How the Medicaid Limit Affects Your Medicare Benefits in Arizona
The Medicaid limit Medicare Arizona beneficiaries must meet determines access to crucial benefits such as:
Monthly premium assistance (Part B)
Prescription drug cost reductions
Medicare Advantage Special Needs Plans (SNPs)
Extra Help (Low-Income Subsidy) for Part D
If you qualify for even the QI-1 level, you could save hundreds of dollars each year. That’s why it’s important to check your income and resource eligibility regularly—especially after retirement or income changes.
Do Resources or Assets Count Toward the Medicaid Limit?
Yes. Most programs include a resource limit, such as $9,430 for an individual or $14,130 for a couple in 2025. However, not all assets count. Your home, one vehicle, and household goods are typically excluded from the calculation.
If you’re unsure about what counts, the team at Medicare Guidance Center can help evaluate your eligibility. We make the Medicaid limit Medicare Arizona rules easy to understand so you can focus on getting the care you need.
What If You’re Just Over the Limit?
If your income is slightly above the limit, there may still be options:
Medically Needy Spend-Down programs
Special Needs Medicare Advantage Plans with Medicaid coordination
Extra Help (Part D), which uses slightly different income limits
Every situation is unique, and that’s why working with a local Medicare expert is so valuable.
Get Free Help Understanding the Medicaid Limit for Medicare in Arizona
If you have questions about your eligibility or need help applying for Medicaid and Medicare Savings Programs, contact Medicare Guidance Center today.
📞 Call: 480-331-5244
🌐 Visit: https://www.myplancomparison.com
✉️ Email: info@myplancomparison.com
Remember, myplancomparison.com is owned and operated by Medicare Guidance Center, your trusted source for local Medicare help in Arizona.
✅ Key Takeaways
The Medicaid limit Medicare Arizona programs use varies based on your marital status and program type.
Programs like QMB and QI-1 can provide major cost savings.
Your income, resources, and special circumstances all affect eligibility.
Free help is available through Medicare Guidance Center.
