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Can I Change Medicare Plans If I Move in Arizona?
If you’re planning a move within or to Arizona and you have Medicare, you may be wondering: Can I change Medicare plans if I move? The answer is yes—your move may qualify you for a Medicare Plan Change Move under Medicare’s Special Enrollment Period (SEP) rules. It’s important to understand your rights, timelines, and how to compare plans to make the best choice.
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When Does a Move Qualify for a Medicare Plan Change?
Certain changes in residence can trigger a Medicare Plan Change Move opportunity. These include:
Moving to a new county or ZIP code.
Relocating to or from a skilled nursing facility.
Moving back to the U.S. after living abroad.
Leaving an area where your current Medicare Advantage or Part D plan isn’t offered.
In any of these cases, Medicare provides a Special Enrollment Period so you can switch plans. Typically, this period begins one month before the move and continues for two full months after you’ve moved.
What Are My Medicare Plan Options After I Move?
After a qualifying Medicare Plan Change Move, you may:
Join a new Medicare Advantage (Part C) plan in your new area.
Switch to Original Medicare and optionally enroll in a Part D prescription plan.
Add a Medigap (Medicare Supplement) plan—though eligibility for this may depend on your age and whether you qualify for guaranteed issue rights.
It’s crucial to evaluate networks, costs, and benefits in your new location. Some plans have regional availability, and not all coverage options are transferable across county lines.
How to Compare Medicare Plans After a Move
If you’re making a Medicare Plan Change Move, one of the most important steps is comparing plans available in your new area. Coverage can vary significantly even within Arizona. A useful and free tool for this is www.myplancomparison.com.
There, you can:
Review Medicare Advantage and Medigap options by ZIP code.
Compare drug plan formularies and premiums.
Request personalized help from licensed local agents.
Important Tips to Avoid Gaps in Coverage
To ensure a smooth Medicare Plan Change Move, keep these tips in mind:
Notify your plan as soon as you know your new address.
Don’t delay—your Special Enrollment Period is time-limited.
Coordinate prescription coverage if switching from a plan that includes drugs to Original Medicare.
Check for changes in provider networks, especially if you’re in a Medicare Advantage plan.
These steps will help you avoid costly gaps or unexpected bills after your move.
Need Help Making the Switch?
Navigating a Medicare Plan Change Move doesn’t have to be overwhelming. The Medicare Guidance Center is here to help Arizona residents make confident and informed decisions. We provide one-on-one guidance and access to all the major plan carriers in your area.
Visit www.myplancomparison.com or call Medicare Guidance Center at (480) 331-5244 to speak with a local expert.
Key Takeaways
Yes, you can change Medicare plans if you move in Arizona.
This qualifies as a Medicare Plan Change Move and may trigger a Special Enrollment Period.
You typically have two months after moving to make plan changes.
Use trusted tools like www.myplancomparison.com to compare options in your new area.
Local guidance is available to help you make the best decision.