Medicare Guidance Center

Is Medicare Supplement F Arizona Still an Option?

If you’re looking for robust Medicare coverage in Arizona, you might be asking: Is Medicare Supplement Plan F still available? Many Arizonans valued Plan F for its full coverage, but things have changed in recent years. Understanding the status of Medicare Supplement F Arizona in 2025 is key to making the best decision for your healthcare needs.

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Medicare Supplement F Arizona: Who Can Still Enroll?

Medicare Supplement Plan F (Medigap Plan F) stopped accepting new enrollees who became eligible for Medicare on or after January 1, 2020. If you were eligible for Medicare before this date, you can still enroll in or keep Plan F. This rule applies to residents in Arizona and across the U.S.

What Does Plan F Cover?

Plan F offers the most comprehensive benefits of all Medigap plans. It covers:

  • Medicare Part A & B deductibles

  • Part B coinsurance and excess charges

  • Skilled nursing facility coinsurance

  • Foreign travel emergency care

Because it virtually eliminates out-of-pocket expenses, Medicare Supplement F Arizona remains popular among long-time beneficiaries.


Why Was Plan F Phased Out for New Enrollees?

Plan F was phased out for new beneficiaries due to changes introduced by the Medicare Access and CHIP Reauthorization Act (MACRA). Lawmakers aimed to shift some upfront costs back to beneficiaries to encourage cost-conscious use of medical services.


Medicare Supplement F Arizona: Is It Still a Good Option?

If you’re eligible, Plan F still offers exceptional value — especially for those with frequent medical visits. Yet, it’s important to compare your options. In some cases, Plan G may offer nearly the same benefits for a lower monthly premium.

Compare Plans Easily

Visit www.myplancomparison.com to compare Medicare Supplement F Arizona against alternatives like Plan G and N. This free tool helps you view side-by-side benefits and quotes from trusted carriers.


FAQs About Medicare Supplement F Arizona

Q: Can I keep Plan F if I already have it?
A: Yes, you can keep Plan F as long as you continue paying the premium. You may also switch carriers offering Plan F if you’re eligible.

Q: Are premiums for Plan F rising?
A: Premiums may increase as the pool of members shrinks. Comparing providers at www.myplancomparison.com is a smart way to find the best rate.

Q: What’s the best alternative to Plan F?
A: Plan G is the closest match. The only difference is that Plan G does not cover the Part B deductible.


Medicare Supplement F Arizona: What You Need to Know

While no longer available to new Medicare enrollees, Plan F remains an excellent option for those who qualify. It simplifies budgeting and offers peace of mind through full coverage. However, costs can vary by provider and ZIP code, so comparing plans is crucial.


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Medicare Supplement F Arizona may no longer be open to everyone, but for those who qualify, it still offers unmatched coverage. Use trusted tools and speak with a licensed Medicare advisor to ensure you’re getting the best value for your health care in Arizona.